Attorney Amy Zamikovsky, JD, CFP®, CPWA®: Wealth Management and Financial Planning in the Town of Thompsons

Welcome to the Town of Thompsons, a charming enclave nestled in the heart of Texas, where history and community spirit intertwine. Here, amidst the serene landscapes and rich cultural tapestry, I, Amy Zamikovsky, JD, CFP®, CPWA®, am honored to extend my financial advisory services to meet the unique needs of this vibrant community. With over 15 years of experience in wealth management, estate planning, and financial planning, I am committed to building legacies for generations.

Our journey began with a vision to provide personalized financial strategies that resonate with the values and aspirations of our clients. In the Town of Thompsons, where tradition meets progress, we understand the importance of aligning financial goals with personal values. As a fiduciary, I am legally and ethically bound to act in your best interests, ensuring that your financial journey is both secure and prosperous.

Surrounded by the bustling cities of Houston and Sugar Land, the Town of Thompsons offers a unique blend of tranquility and accessibility. Our services are designed to cater to the local market’s needs, providing comprehensive financial planning and wealth management solutions that reflect the community’s dynamic spirit. Whether you’re planning for retirement, managing an inheritance, or navigating the complexities of divorce, our expertise is at your service.

As a CERTIFIED FINANCIAL PLANNER® professional and Certified Private Wealth Advisor® professional, I am proud to be affiliated with esteemed organizations such as the Houston Association of Women Attorneys, the Houston Estate and Financial Forum, and the Houston Bar Association’s Probate, Trusts & Estates & Litigation sections. These affiliations underscore our commitment to excellence and continuous learning, ensuring that we remain at the forefront of financial advisory services.

Our approach is rooted in humility and appreciation for the trust our clients place in us. We value the opportunity to provide personal attention and care, tailoring our services to meet your specific needs. Our nationwide reach allows us to serve clients with multiple residences and those who travel extensively, offering expertise that transcends geographic boundaries.

In the realm of divorce financial planning, we offer specialized services as both a Financial Planner and Personal Divorce Strategist. Our goal is to provide objective, informed guidance, helping you navigate the financial intricacies of divorce with confidence and clarity. From asset valuation to income planning, we stand by your side, ensuring that your interests are protected every step of the way.

Our financial planning services extend to estate planning, where we collaborate with a team of professionals to ensure your estate plan aligns with your financial goals. In wealth management, we prioritize conservative financial planning, ensuring that your investment portfolio reflects your values and aspirations.

Settlement planning is another area where we excel, demonstrating that traditional financial planning often surpasses the benefits of structured settlements. Our windfall and lottery planning services are designed to transform sudden financial gains into lasting legacies, while our tax planning strategies provide a clear, quantified path forward.

Retirement planning is a cornerstone of our services, offering guidance whether you’re preparing for retirement or already enjoying it. Our exit planning services help you maximize your business’s value and preserve your legacy, while our 401(k) optimization ensures your retirement accounts align with your broader financial goals.

In times of loss, our inheritance planning services provide compassionate support, helping you navigate the complexities of estate administration. We assemble a team of reputable professionals to ensure a seamless process, regardless of jurisdiction.

At our firm, we specialize in managing portfolios exceeding $1 million, offering expertise that caters to the sophisticated needs of our clients. While we are introducing ourselves to the Town of Thompsons, our reach extends globally, representing clients around the world.

For those seeking personalized financial guidance, I invite you to connect with us. Our office, located at 820 Gessner Road, Houston, Texas, operates by appointment only, ensuring that each client receives the dedicated attention they deserve. You can reach us at contact@attorneyamycfp.com or by phone at (512) 537-2221.

Together, let’s build a financial legacy that stands the test of time, honoring the rich heritage and promising future of the Town of Thompsons.

Pre-and-Post Divorce Financial Planning in the Town of Thompsons with Attorney Amy Zamikovsky, JD, CFP®, CPWA®

Introducing Amy Zamikovsky, JD, CFP®, CPWA® to the Town of Thompsons

Nestled in the heart of Fort Bend County, the Town of Thompsons is a quaint community known for its rich history and close-knit atmosphere. As a Senior Financial Advisor and a licensed Texas Attorney, I, Amy Zamikovsky, JD, CFP®, CPWA®, am thrilled to extend my expertise in financial planning and wealth management to this vibrant locale. With over 15 years of experience, I specialize in crafting personalized financial strategies that cater to the unique needs of individuals navigating the complexities of divorce.

The Importance of Tax-Planned Financial Planning

In the Town of Thompsons, where community values and personal relationships are paramount, the financial implications of divorce can be particularly challenging. My approach emphasizes the superiority of tax-planned financial planning and wealth management over structured settlements. By focusing on the numbers, we ensure that every decision is backed by solid mathematical foundations, providing you with the clarity and confidence needed to secure your financial future.

Divorce Financial Planning: A Comprehensive Approach

At the core of my practice is a deep understanding of the emotional and financial intricacies of divorce. Having personally experienced the challenges of divorce, I am committed to offering empathetic and expert-level guidance to my clients in the Town of Thompsons.

Fact-Finding

Our journey begins with a thorough fact-finding process. We take the time to understand your unique circumstances and financial landscape. This compassionate approach ensures that every detail impacting your financial future is considered. By providing a clear and comprehensive picture of your finances, we empower you to make informed decisions during the negotiation process. Your customized financial plan will serve as a robust foundation for building the future you deserve.

Planning

As you embark on the next chapter of your life, we work together to craft tailored financial strategies that align with your goals. Whether you’re focused on immediate needs or long-term financial independence, our meticulous planning process illuminates the possibilities in your new phase of life. We are dedicated to helping you achieve financial stability and peace of mind.

Implementation

The true transformation begins when plans are put into action. We collaborate with you and your trusted legal and financial professionals to streamline your financial life. As your fiduciary, we ensure that every personalized recommendation is in your best interest, guiding you towards a secure and prosperous future.

Serving the Town of Thompsons and Beyond

While my office is located in Houston, Texas, I am proud to represent clients from around the world, including those in the Town of Thompsons. Our commitment to excellence and personalized service knows no geographical boundaries. By appointment only, I am available to discuss your financial planning needs and help you navigate the complexities of divorce with confidence and clarity.

Contact Information

Office Address:
BY APPOINTMENT ONLY
820 Gessner Road
Houston, Texas 77024

Email: contact@attorneyamycfp.com
Phone: (512) 537-2221

In the Town of Thompsons, where community ties run deep, I am honored to offer my expertise in financial planning and wealth management. Together, we can build a brighter financial future, one that honors your past and embraces the possibilities of tomorrow.

Town of Thompsons Lottery Winners: Secure Your Dreams with Strategic Wealth Management from Attorney Amy Zamikovsky, JD, CFP®, CPWA®

Welcome to the Town of Thompsons, a charming community nestled in the heart of Texas, where history and modernity blend seamlessly. Known for its rich cultural heritage and tight-knit community, Thompsons offers a unique backdrop for those who have recently experienced a life-changing windfall. As you embark on this exciting journey, I’m here to guide you with strategic wealth management tailored to your needs.

Preserve Your Winnings

Congratulations on your incredible fortune! As you stand on the brink of a new chapter, it’s crucial to safeguard your newfound wealth. Without proper legal structures and financial strategies, your millions could be at risk from taxes, lawsuits, scams, and mismanagement. As your trusted advisor, I’ll help you:

  • Create a Trust and Estate Plan: Protect your assets and minimize taxes with a comprehensive plan.
  • Assemble a Team of Experts: I’ll connect you with vetted attorneys, CPAs, and bankers to ensure your financial security.
  • Maintain Privacy and Security: Protect your personal information and assets from potential threats.
  • Manage Donation and Investment Requests: Navigate incoming requests with confidence and clarity.

Plan for a Lifetime of Wealth

Your jackpot doesn’t have to be a fleeting windfall. With savvy planning, it can become the foundation for lifelong wealth. Drawing on my extensive experience as a CERTIFIED FINANCIAL PLANNER® professional and Certified Private Wealth Advisor® professional, I’ll craft a personalized wealth management plan to help you:

  • Define Lifestyle and Legacy Goals: Set short and long-term objectives for your wealth.
  • Invest for Growth and Preservation: Optimize your portfolio for growth, income, and capital preservation.
  • Maximize Tax Efficiency: Utilize strategic accounts and asset allocation to minimize tax liabilities.
  • Secure Retirement: Invest in income-generating assets to ensure a comfortable retirement.
  • Establish Trusts and Gifts: Plan for future generations with trusts and gifting strategies.

Give with Confidence

If philanthropy is a priority, I am delighted to guide you in transforming one-time gifts into enduring charitable vehicles. With tools like donor-advised funds and family foundations, you can create a giving legacy that reflects your values and inspires future generations.

Enjoy Your Winnings

Now is the time to reward yourself and your loved ones! I’ll show you how to prudently allocate funds for a dream home, travel, a college fund, or that sports car you’ve always desired. With a balanced approach, you can enjoy your blessings while maintaining long-term financial health.

Why Trust Amy Zamikovsky, JD, CFP®, CPWA®?

Navigating the complexities of sudden wealth requires a seasoned financial quarterback. With over 15 years of experience as a CFP® professional and CPWA® professional, I’ve helped countless individuals and families transform windfalls into lasting wealth. My background as an attorney allows me to craft robust legal strategies to protect your assets from potential threats.

From the moment you claim your prize, I’ll be by your side as your personal CFO, investment expert, and legal advocate. I’ll filter the noise, educate you on your options, and always prioritize your interests, allowing you to enjoy your spectacular windfall with peace of mind.

Your Best Day Ever Could Be Today

If you’re holding a golden ticket, don’t wait to plan for this life-changing event. Contact me for a complimentary, confidential consultation to discuss how I can help you maximize your winnings, minimize your stress, and secure the carefree future you deserve. There’s no better time to start planning for tomorrow than today.

We’re here for you every step of the way.

Contact Information

This is my location. Remember that we are just introducing ourselves to the Town of Thompsons, not implying that we’re located there nor moving there, only that we represent clients around the world, including but not limited to the Town of Thompsons.

Office Address
BY APPOINTMENT ONLY
820 Gessner Road
Houston, Texas 77024

Email: contact@attorneyamycfp.com
Phone: (512) 537-2221

As you navigate this exciting new chapter in the Town of Thompsons, rest assured that with my guidance, your dreams are within reach. Let’s secure your financial future together.

Town of Thompsons Structured Attorney Fees: Why Deferral Costs Millions, Even After Taxes

Nestled in the heart of Fort Bend County, the Town of Thompsons is a charming community that embodies the rich cultural tapestry of Texas. Known for its close-knit community and picturesque landscapes, Thompsons offers a serene escape from the hustle and bustle of nearby Houston. As we introduce ourselves to this vibrant locale, we aim to provide valuable insights into financial planning that resonate with the town’s spirit of growth and prosperity.

You’ve just secured a $1 million contingency fee from a landmark case. A structured settlement broker suggests deferring your fee into a “tax-advantaged” annuity. While this may sound appealing, is it truly the best financial decision? For most attorneys, even those in the highest tax bracket, the answer is a resounding no. Let’s delve into why savvy trial lawyers collaborate with a Certified Financial Planner® (CFP®) professional to analyze the numbers before making a decision.

The True Cost of Deferral

Consider this: you’re in the top federal tax bracket of 37%. On a $1 million fee, that translates to a $370,000 tax bill if taken as a lump sum. It’s a hefty amount, but let’s compare investing the remaining $630,000 versus deferring the full $1 million over 20 years:

Scenario 1: Invest $630K Lump Sum

  • 6% annual return: $2.0 million in 20 years
  • 8% annual return: $2.9 million in 20 years

Scenario 2: Defer $1M as $50K/Year for 20 Years

  • Total payments: $1 million
  • Net result after 20 years: $1 million

The difference is staggering. Even after paying $370,000 in taxes, you end up with $1-1.9 million more by taking the lump sum and investing! And it only gets better long-term. Over 30 years at 8%, the lump sum grows to $6.4 million after tax versus $1.5 million with deferral.

Lost Opportunity and Liquidity

Beyond the sheer wealth gap, a lump sum provides invaluable liquidity and leverage. Need funds for a lucrative investment or unexpected expense? You can tap into a securities-based loan. Banks typically won’t lend against deferred fees. Want to pivot your investments or estate plan? Unfortunately, your money is locked up with deferral.

More Tax-Efficient Growth

What about the “tax-free growth” structured settlement companies promote? With strategic planning, you can significantly outperform deferral after tax:

  • Maximize pre-tax retirement plans to grow funds tax-deferred
  • Contribute after-tax dollars to a Roth IRA for tax-free growth
  • Allocate assets tax-efficiently among account types
  • Harvest tax losses to offset gains
  • Capitalize on the lower long-term capital gains rate

A skilled CFP®, especially a Certified Private Wealth Advisor® (CPWA®) professional, can help you engineer a far more tax-smart approach than the blunt deferral method.

The Hidden Fees

Another pitfall of deferral is hidden commissions. Structured settlement brokers often take 4% or more off the top. On a $1 million fee, that’s $40,000 of your money lost—an amount that could grow to $452,593 over 30 years at 8%! In contrast, you can invest your lump sum in low-cost index funds for a fraction of the fees.

Don’t Defer Without Professional Analysis

Before considering a structured settlement proposal, engage an experienced CFP® professional to model your unique scenario. Chances are, you’ll find the compounding effect of investing your after-tax lump sum far outweighs any perceived benefits of deferral—even in the highest tax bracket.

If you’d like a personalized professional assessment of an upcoming fee decision, contact us today to see how we can help you maximize your hard-earned wealth.

Our Commitment to the Town of Thompsons

While we represent clients globally, including those in the Town of Thompsons, our commitment is to provide tailored financial advice that respects the unique needs and aspirations of each community. We invite you to reach out for a consultation and discover how we can support your financial journey.

Office Address
BY APPOINTMENT ONLY
820 Gessner Road
Houston, Texas 77024

Email: contact@attorneyamycfp.com
Phone: (512) 537-2221

With over 15 years of expertise, Amy Zamikovsky, JD, CFP®, CPWA® is dedicated to helping you build, preserve, and transfer wealth efficiently. As a Senior Financial Advisor at Transform Wealth, Amy combines her legal acumen and financial planning skills to offer comprehensive strategies that align with your goals. Whether you’re in Thompsons or beyond, we are here to guide you towards a prosperous future.

Moving Forward with Attorney Amy Zamikovsky, JD, CFP®, CPWA®: Wealth Management and Financial Planning in the Town of Thompsons! We’re Here for You!

Welcome to the Town of Thompsons, a charming enclave nestled in the heart of Texas, where the spirit of community and tradition thrives. As we introduce our wealth management and financial planning services to this vibrant locale, we bring with us a commitment to excellence and a deep understanding of the unique financial landscape that residents here navigate.

The Importance of Tax-Planned Financial Planning

In the Town of Thompsons, where the local economy is as diverse as its community, the importance of tax-planned financial planning cannot be overstated. We emphasize the superiority of strategic tax planning and wealth management over structured settlements. Numbers, after all, are the universal truth-tellers, and our approach ensures that your financial decisions are guided by clear, quantifiable data. By focusing on the math, we help you make informed choices that align with your long-term goals.

Our Expertise in Financial Planning

At the core of our services is a specialization in financial planning where legal expertise meets customized wealth strategies. Our focus is on portfolios exceeding $1 million, providing a holistic approach that helps you preserve and grow your wealth while enjoying life’s journey. From wealth management to optimized tax and estate planning strategies, our personalized solutions are designed to align with your priorities, goals, and values.

Guiding You Through Sensitive Discussions

As an experienced attorney and fiduciary, Amy Zamikovsky, JD, CFP®, CPWA®, is uniquely positioned to guide you and your family through the sensitive yet necessary discussions surrounding your financial future. Our customized financial strategies empower you to confidently build your ideal personal legacy, ensuring that your wealth is preserved and transferred according to your wishes.

Amy Zamikovsky: A Wealth of Experience

Amy Zamikovsky brings over 15 years of combined experience in wealth management, estate planning, and financial planning. With a B.S. in Biology from Southeastern Louisiana University and a J.D. from the University of Houston Law Center, Amy’s journey in financial advisory began at Merrill Lynch, where she earned her CERTIFIED FINANCIAL PLANNER® designation. She further honed her expertise by obtaining the Certified Private Wealth Advisor® designation through the Yale School of Management. Her legal background as an Attorney and Counselor at Law in Texas enhances her ability to craft customized financial strategies that efficiently build, preserve, and transfer wealth.

Comprehensive Services Tailored to the Town of Thompsons

We offer a wide range of services tailored to meet the needs of the Town of Thompsons community:

  • Estate Planning: Collaborating with your team of professionals to ensure your estate plan aligns with your financial goals.
  • Wealth Management: Providing investment recommendations based on sound, conservative financial planning.
  • Settlement Planning: Demonstrating the financial superiority of traditional wealth management over structured products.
  • Windfall Planning: Strategically managing cash flow surges for lasting prosperity.
  • Lottery Planning: Transforming newfound wealth into a lasting legacy.
  • Tax Planning: Offering a clear, quantified picture of optimal strategies for estate, gift, income, and capital gains taxes.
  • Retirement Planning: Guiding you through all stages of life with experience and dedication.
  • Exit Planning: Maximizing your business’s value and preserving your legacy.
  • 401(k) Optimization: Ensuring your retirement account aligns with your broader financial goals.
  • Divorce Financial Planning: Providing expert guidance for informed decision-making during divorce.
  • Personal Divorce Strategist: Serving as your dedicated advocate to protect your best interests.
  • Inheritance Planning: Assisting in the effective administration and management of estates.

Serving a Diverse Clientele

Our firm specializes in serving high-net-worth families, business owners, medical professionals, estate executors, high-earning professionals, corporate executives, founders, professional athletes, inheritors, retirees, divorcees, and lottery winners. We proudly service clients nationwide, including those with multiple residences and extensive travel schedules, ensuring our expertise extends far beyond the Town of Thompsons.

Contact Us

We invite you to explore how our services can benefit you and your family. For more information or to schedule an appointment, please contact us at:

Office Address (By Appointment Only) 820 Gessner Road
Houston, Texas 77024

Email: contact@attorneyamycfp.com
Phone: (512) 537-2221

Join us as we embark on this journey of financial empowerment in the Town of Thompsons, where your financial future is our priority.